2/7/09

Day 6 spending

I'm semi proud to report that I only spent $17.50 today. Oh and I put $12 and some change in my car. I can't believe the price of gas is inching back up. I paid 1.85 for 87 grade. Good thing the majority of my driving is on the weekend.

I hit the bank, then headed to Target to get a birthday present for my grandmother but ran into a high school class mate. And we actually stood around the store chit chatting for about an hour. After that I rush to library to pay my outstanding fines ($5.25, urgh!). I also met a girlfriend for a late lunch, then went to visit my grandmother.

And I've been sitting here watching Gifted Hands: The Ben Carson story.

Tomorrow I have a family committee meeting and then I'm back home to prepare for the week. But I do need to hit the grocery store to pick up some items for lunch.

Have a good night!

Peace, Blessings and Laughs

Sucker Punching Debt

With my attempting to not spend this month, I’ve decided to allocate extra monies to pay down some debt. I just made an extra $100 payment to my major credit card and next week I plan to make an large payment on the one store credit card I have. The minimum payment is $30, well I’ll hit them with a $100 payment instead. I’d really like to pay that one off by June or July at the latest.

One might ask have I put any extra in my savings…..well grasshopper I sure did. You see I’ve adopted the motto of paying myself first. So before I pay any bills, I transfer money to two savings account. One I have no access to unless I go into a branch, which is a MAJOR inconvenience for me.

Well I’m off to find other ways to K/O my debt.

Happy Savings!


Peace, Blessings and Laughs

Day 5 spending

Yesterday I left work and came straight home. So no additional spending.......hooray!

I'll report later on this evening on any spending. I anticipate some, but hopefully not alot and definitely not on clothing, shoes or beauty supply items.

Happy Saturday!

Peace, Blessings and Laughs

2/6/09

Day 4/5 spending

Yesterday's spending totaled that 90 bag of dry popcorn.

Hubby called and ask if I could pick his mother up from the hair salon, so rushed from work to pick her up and then headed on home. Spending not a hot dime.......YAY!

Day 5, not so lucky so far. I accidently left my lunch on the stairs. So I had to purchase something. I settled on two bags of chips from the vending stand for a total of 1.50

Hopefully, I'll make it straight home and end the day with no spending.

Weekend plans:
watching tv, resting, reading, and watching The Wire.
A cousin is having a 50th birthday party, so I might swing pass there for a sec or two.
Oh dang I have to hit the bank tomorrow.....not at all bad since the deposit will go straight to my major credit card.

Double snap, I need to hit the library and pay my fines and see if I can extend the due date on the books I have.

Happy Friday and have a GREAT weekend!

Peace, Blessings and Laughs

Fwd: Revelations 3:8

When God leads you to the edge of the cliff, trust Him fully and let go, only 1 of 2 things will happen, either He'll catch you when you fall, or He'll teach you how to fly!

The power of one sentence! God is going to shift things around for you today and let things work in your favor. If you believe, send it. If you don't believe, delete it. God closes doors no man can open & God opens doors no man can close. If you need God to open some doors for you. Have a blessed day and remember to be a blessing..


Peace, Blessings and Laughs

2/5/09

Day 4 spending

So as I predicted I didn’t spend anything. I went to do my cousins hair and dropped past a friends’ house and rushed home just in time to watch Law & Order.

And seeing as though today is day 5, I’ll report that I spent 90 cents on a bag of dry popcorn from the vending machine. See what had happened was, someone else made some and the smell of popcorn is so contagious that I felt compelled to purchase some.

At any rate I don’t anticipate spending anything else today, as Grey’s Anatomy and Private Practice comes on tonight. I’d like to read some before my 9pm shows start.

Have a good evening!


Peace, Blessings and Laughs

They came

my books that is.....they finally arrived and with no time to spare I ripped the box open to ensure the correct contents. I even took the initiative to start reading one.

Happy Learning to me!


Peace, Blessings and Laughs

2/4/09

The Survivors Club widget

What was I thinking/New idea or approach

One of my nieces’ and my grandmother celebrate birthdays in February. I certainly can’t get away with not spending any money. At the very least I’d have to get a card for each and shell out some money to my grandmother.

Oh snap, how’d I forget about Luv-Luv Day. I might be able to get away with just purchasing a card. After all, I’m sure he’d appreciate my making him a home cooked meal. But I’d have to cook something out of the ordinary, like steak or lasagna or pork chops. Let me think about it.

If all else fails, I can at least say I tried and go with March as a no spend month. Dang, my mother’s birthday is in March so that wont work either. April is my father’s birth month and May is youngest brother’s birthday. June might be promising…….LOL

Here’s another idea……what if I do 7 days a month of no spending. That would equate to 84 days, which is way more than the 28 days in February.

Houston I think we’ve got a plan. I’ll certainly post my results.

Happy Wednesday!


Peace, Blessings and Laughs
You Are Warm
You are as patient, as outgoing, and as nice as you can be.
You understand people well, and you mostly enjoy being around them.

You are a naturally warm person, but you do have times when you're feeling a bit distant.
But even when you're feeling distant, you try to be empathetic. You always go the extra mile.



Peace, Blessings and Laughs

Day 3 spending

I have a confession: My name is Laughing808 and I'm a shopaholic.

I call myself going to Target to get a rolling pin and a few other small items. I even took the iniative to jot a list of items to get. That list included:

rolling pin
aluminum foil
lunch meals (3)
chips/snacks
purse size lotion
toothpaste

Once I got in the store I totally forgot about the cards (2) I needed to get and I also needed some granola bars for breakfast. I'm glad to report that I made it out having only spent $23.

So, although I didn't exactly make it through day 3 without spending I didn't purchase too much unneeded items. And that's a start. Day 4 will definitely be much better as I have two errands to run after work, drop a card off and do my cousin's hair so I don't anticipate spending no money. The true test will be this weekend.

Peace, Blessings and Laughs

2/3/09

Carpet Estimate

I don't think I mentioned that I finally got an estimate for some carpet. Last Thursday I was on a mission with my errands, so I breezed through this carpet place near one of the grocery stores and selected a few samples I wanted to see and get an estimate on.

They came thru Friday night and the price was jive decent, first quote was 937 for the living room, stairs and the hallway up stairs. Then the estimate guy got on the phone with boss man that gave a better price of 800. I ask the question how long, how soon and if there's a deposit.

The deposit was deal breaker cause they wanted half upfront......I didn't think they'd require that much. At any rate Hubby wanted to compare against another store. So he goes in to Home Depot and the carpet is like 5 - 7 per square foot or something like that and he was given a quote of 1300 for just the living room.

So take a stab at where we are right now........yep, no carpet or prospects on the horizon. But I'm not fretting. After my no spend month, I'll go back to the first place and see what they talking about and how soon they can come and get it done.

All that to say, that sometimes the first offer is the best offer.

Happy Tuesday people.


Peace, Blessings and Laughs
Your Energy Level is Moderate
For you, life is all about balance. You keep active, but you rest a lot too.
You have enough vigor to get everything done... with a little left over for some fun.

You find that you have plenty of energy, as long as you give yourself time to recharge.
But if you don't take care of yourself, you notice that your energy levels really plummet.



Peace, Blessings and Laughs

2/2/09

Day 2 spending

I made it, 2 down 26 to go......I didn't spend not a penny today.

Hubby and I went to dinner with friends, and he paid our portion. And I might have lunch tomorrow, depends on if I eat again tonight......LOL The Closer comes on at 12 and it might get good enough for me to eat again.

I watched some of "For the Love of Ray J" and man.......that show is so whack. Homegirl did a very provocative split and bounced and he kept her in the end. He doesn't want love he wants the money from the network and more groupies.

Now the second season of I Love Money is on........*shaking my head* at VH-1


Good night blog world.

Peace, Blessings and Laughs

Oh, I'm cursing right about now.....

Why you might ask, because I get an e-mail at 4:52 telling me that things will be finalized tomorrow. And what have I been doing all this time you might also wonder, needless to say I've been lolly gagging around.......so I'm still here at work and it's 6:39pm......I should be on the train dang on near my stop.

Ok, break over.....back to work, gosh I'm such a procrastinator!


Peace, Blessings and Laughs
You Are Mac and Cheese
When you are stressed out, you seek safety above everything else.
And nothing is more nourishing than a big warm plate of carbs.

Taking risks takes a toll on you, and you prefer your comfort food to be old fashioned.
You're the type of person who could eat the same meal every night, especially when life is hard.



Peace, Blessings and Laughs

1st day of school - 2009

Today is the first day of classes. And guess who only has 1 of 4 books required for this semester. Yep you guessed it, it is I......no fret. The order was placed the top of last week and I've checked the status and the other 3 books should be here by Thursday at the latest. In the mean time, I began reading the other book. Did I tell yall the book cost 4.95 but the shipping was 6.95......where's the balance in that.

At any rate, HAPPY MONDAY!


Peace, Blessings and Laughs

2/1/09

Sunday afternoon musings....

I went out last night......the first place, the band was not my speed. The second place......well I didn't leave until 2:30 and was home by 2:45. The band was great, if you have to ask it was go-go, and they had me sweating, not alot but enough. I didn't get up today until 12 when hubby called with some foolishness.

My niece was here Friday night, because of her I spent $89 dollars in Target Friday night and I missed The Game. (Yeah I'm blaming it on her). She stayed up until 2am, she gets here and loses all concept of bedtime.

I had to wake her up Saturday morning, and of course she was hungry. She's always ready to eat, I think the only reason she comes over is to eat me out of house and home. I fed her a kid's cuisine meal, and she was still hungry so I made her some perdue chicken nuggets. I felt bad for a minute, then it set in she asked specifically for that kids cuisine meal and those nuggets.

Now, I'm watching a CSI marathon........every episode is good. I don't think I'll make it out of the house today.

Hope you are enjoying your weekend.

Peace, Blessings and Laughs
Laughing808